Debit card
Without the same protections as credit cards, debit cards put you at higher risk when making purchases. “I’m not a huge fan of always having a debit card with you, because the cash disappears from your account and you have to prove it was you before you get it back, unlike a credit card, where you can stop the charges and the money never leaves your account,” says John Sileo, CEO of cybersecurity group Sileo Group. Swipe a credit card for most purchases, and use an ATM-only card with a PIN to get cash, he recommends
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